MosoFin skill · credit-card-reconciliation · learning guide

From one statement to a card shared by two companies

This page shows how the skill checks a company card against your books, one level at a time. It starts with a statement that ties on the first pass and ends with a card that pays another company's bills. The page quotes every rule from the skill itself. It also calculates every number in front of you.

The rules are the skill's ownThe page quotes each rule with the step it comes from, so you can read it yourself.
An authority backs each ruleThe authorities are the IRS, HMRC, the US consumer-finance regulator, the fraud examiners' association, the IFRS Foundation and QuickBooks' own documentation. Each one has a number and a link.
The page shows the mathOpen "Check it yourself" on any level. Follow every line on a calculator.
Your numbers, your checkAt the end, enter your own statement. Then watch the same rules run.
Rule: quoted from the skill Fact: from a cited authority, numbered like 1 Example: made-up figures, calculated in full
How it thinks

Five rules the whole skill runs on

Everything on this page is one of these rules applied to a bigger situation. The examples use one company, Northbrook Trading, one corporate card held by Dana Reyes, and the September statement.

Learning path

Seven levels, from simple to complex

Check it yourself

Put in your own statement

Enter the figures for one card and one statement period, or load one of the levels above. The page builds the tie-out, counts the receipt exceptions against your threshold, and tests one purchase against your capitalisation line. The page sends nothing anywhere.

From the statement
From your books
Receipts and thresholds

The tie-out is the skill's Step 2 bridge. The receipt categories (matched, below threshold, missing) are the skill's Step 3. Your threshold is your own. The IRS's own line is $75 for most expenses1. The capital test compares one purchase with your threshold. The IRS safe harbor is $2,500 per item without audited statements3.

Sources

Where every fact on this page comes from

Rules are the skill's own. Facts below come from tax authorities, a regulator, a professional association, a standard-setter and the accounting software's own documentation. The facts match what each source published when MosoFin checked it on 22 October 2026. Follow the link for today's wording.

    No outside authority backs the receipt-status categories, the three monthly tests or the "review, not reconciliation" labelling. They are the skill's own rules. The page marks them as the skill's where they appear.

    Using it

    What it asks, needs and gives back

    Asks firstIs MosoFin the data source, or do you upload the data? Which card is it, and whose is it? Which statement period is it, and does it match your month? The skill also asks for the statement, the receipts and your policies. The policies are the receipt and capitalisation thresholds, and whether you can reclaim tax.
    NeedsThe skill needs your books' card charges and liability balance, connected or exported. It also needs the statement and the receipts, which only you can supply.
    Gives backThe skill returns the tie-out and every charge with its receipt status. It lists exceptions by severity with the three monthly tests. It proposes entries in your account names. It also returns a coverage sheet that names what it could not check.
    NeverThe skill never posts and never pays the card. It never calls a review a reconciliation. It never treats an attached file as a matched receipt. It never names an employee on test data. It reads nothing before you say yes.